PowerPoint, on the other hand, is the great bullet pusher. The default slide encourages their use! If you insert a slide using the New Slide option in the Slides group or right-clicking in the Slides tab, PowerPoint will insert the Title and Content template slide.
Find and select the Title and Content layout. Then, highlight the bullet-placeholding text and the bullet characters, and press Delete. Save your presentation and return to Normal view. (Click the View tab and click Normal in the Presentation Views group. Alternatively, click Normal on the status bar (on the right side.) New slides won't contain default bullets, and you'll be less tempted to use them.
Everyone wants to know how many bullets to use per slide. There's no good answer to this question because it's a bad question. The goal is to communicate a message, a point, without losing the audience's attention. In other words, each slide should supplement your verbal information. While your audience is reading your bullet points, they're not listening to you.
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Believe it or not, cashing out your 401k just because you’re leaving a job is even worse than just robbing yourself of your current money. That’s because in addition to the cash you’d be losing up front, you’d also be losing out on the wonders of compound interest — interest that could put a huge amount of money in your pocket over time.
You’ve done the right thing by setting aside money for retirement so far; now’s the time to keep up the good work.
Here’s why you should think twice when it comes to cashing out a 401k just because you’re leaving a job. For one thing, according to the IRS, if you take a distribution before age 59 1/2 you’ll generally have to pay an early distribution penalty of 10% additional tax. That’s 10% on top of your normal tax rate — which may be even higher than normal since the distribution itself will count as additional income.
So while it may be tempting to take that cash and pay down bills or bulk up savings, cashing out your 401k is really just a good way to lose money that you could otherwise have kept.
Suppose you normally pay 20% of your income in taxes. Would you like to give up 30% of your money “just because”? You may think “Well, but that still leaves me 70%.” While that’s true, would you feel the same way if a stranger accessed your checking account and withdrew 30% of your money today?
Rolling over your money to an IRA is a much better option than cashing out 401k, and it’s not really much trouble, especially if you do a direct rollover. Doing a direct rollover means that you never have to handle the money yourself. If you have an existing IRA, it’s often just a matter of telling your employer that you want to do a direct rollover to that IRA. If you don’t already have an IRA set up, it doesn’t take much paperwork to get it done. Then you can go ahead with a direct rollover to that.
You may be able to avoid the early withdrawal penalty if one of the following applies:
If you're between ages 59½ and 70½, learn How to Withdraw From Your IRA.
Delivery times vary by transfer type and may take longer if you have to sell securities to make cash available.
If you complete your withdrawal on a business day before 4 p.m. ET, here are the estimated delivery times. Please note that selling investments to make cash available may increase delivery times.
If you've had your Roth IRA for at least five years, you may qualify for an exception to the 10% early withdrawal penalty on your earnings if one of the following applies:
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It certainly is possible to make money by using binary options trading signals however it is vital to understand that there can be no 100% guarantee. Nevertheless, while binary options trading independently without signals is extremely time consuming and dull, choosing to use a signals service is much more likely to improve the chance of making a profit. Studies have shown that traders who use a binary options trading signals provider are up to 60% more successful in their trades than those who opt to go it alone. Those who take the time and effort to choose the right provider are likely to benefit, however the more time and money is invested in trades, the more profit there will be.
Traders know that the most effective way to be successful at binary options trading is to use analysis of statistics to spot trends as they are developing, or, in other words, to spot the patterns of behaviour in the market. Providers of Binary Options signals use software that has been programmed to spot these trends and to report them, thus saving the trader a lot of time that they would otherwise have spent analysing the market independently. Watching the market for trends involves spending many hours of monitoring assets and even then, patterns may be missed. Binary Options Signals software does all of the hard work, tracking the market on traders’ behalf and notifying them whenever a trend is discovered.
To be successful in trading Binary Options, a trader has to invest a lot of time and energy into researching and gaining knowledge of the market. One way to avoid having to spend do this is to use the services of a Binary Options Signals provider. Binary Options Signals are stock market, currency or commodity trade alerts, supplied by professional traders with the aim of assisting in the choice of how and when to trade. Signals are sent in real time either by email, text message alert or via a website. Even traders who have very little or even no experience in the market are able to understand these signals as they simply indicate either “up” or “down” and can therefore easily be copied. It is easy to see why Binary Options Signals are so popular as they can boost traders’ profits when they receive an accurate signal. It is essential, however, to remember that signals do expire after a specific time frame, and traders should be prepared for this in advance. A daily signal will expire whenever the market for that asset has closed and the end price has been announced. A short term signal will expire at the end of a given period which could be as short as 60 seconds or five minutes or as long as thirty minutes. In the case of short term signals, the service will be via auto trading technology, which requires no manual action on behalf of the trader themselves rather than by sending an email or text message signal. When this type of service is used it is called an auto trading robot or an auto trader.
You will want to choose a signals provider that has the highest possible win rate and you can discover this information on the provider’s website.
There are lots of types of binary trading signals, and here are some of the most common:
An SMS signal can be sent via a mobile phone or tablet device outlining which assets should be traded together with news about the market and vital trend information.
It is vital to choose a reliable provider that has an excellent track record in the industry.
This type of signal uses computer software to automatically place trades on the trader’s behalf. This is a very simple way of trading, but does not guarantee results. It is especially important when using autotrading software to choose an excellent provider to minimise risk.
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The Options Industry Council (OIC), an industry resource funded by OCC and the U.S. options exchanges, announced the results of a study, How Financial Advisors Use and Think About Exchange-Listed Options.
OIC is on YouTube. Check out the latest here.
The Options Industry Council (OIC) today announced that Gina McFadden, a long-time leader in the U.S. listed equity options industry, will be the first woman to receive the 2017 Joseph W. Sullivan Options Industry Achievement Award.
Learn about capital markets and how they can be used for investments.
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Hari Buy Euro/USD 30 min Call strike 1.05660. After 15 min CMP is 1.05698, take a Put 15 min. Euro/USD expires 1.05683. Both the options are ITM.
Has anyone you know actually tired this for real, and what was the outcome ?
Strategies are generally categorized into two groups. These categories are;
If you've got a good feel for what kind of learner you are then you may want to look for what kinds of degrees are available to you. Browse our school listings below or use the search box on the right to get matched to a school.
You haven't studied First Aid since you were a child. You decide to take a course at the YMCA.
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It's simple really. Think about one of life's earliest lessons - often taught by our mothers: The Stove Can Burn You.
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Nobody expected the US market to run at or above 17 million forever. But the idea that a flattening sales situation is cause for grave concern isn't supportable — and in any case, the sales boom hasn't done much for automaker stocks, with Ford down double digits for three years and GM only just making it back to its 2010 IPO price. Meanwhile, carmakers continue to report quarter after quarter of profits. Ford, for example, notched record full-year margins in 2015 and 2016.
This column does not necessarily reflect the opinion of Business Insider.
Don't tell that to Bloomberg's Detroit bureau, however. For some time now, Bloomberg's auto team has been calling a top for sales — and anticipating a depressing outcome.
This is the story inside the story, the one that's at odds with the headline numbers. In May, the annual sales pace remained below 17 million for a third consecutive month, putting in doubt projections that 2017 could match or exceed the 2016 record. But the raw units-sold data doesn't matter as much as which segments are performing well. If you're selling vehicles that print money in a relatively buoyant market, you're untroubled as an automaker as long as the pace is anywhere around 16 million units in the US.
For months — and really, for about two years — analysts and certain media outlets have been drumming a steady beat about a downturn in the US auto market.
That grim period has now not just reversed — it's reversed in epic fashion. The tale is a joyful one of revival. But throughout the auto community, the temptation has been to scowl at the good news and predict that the bad is just around the corner.
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Expedia CEO Dara Khosrowshahi has been named Uber's top executive, taking on the difficult job of mending the dysfunctional ride-hailing giant and turning it from money-losing behemoth to a profitable company. More Aug 28 read comments
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Walmart Canada is looking to strengthen its online presence by adding third-party sellers to its website, starting with 27 sellers who will be offering products ranging from diapers to sporting goods. More Aug 28